Finance & Budgeting

Manage money with budgeting, savings, debt payoff, and goal calculators.

Take control of your personal finances with tools for budgeting, savings goals, debt payoff, and more. Improve your financial habits and track your progress with simple, effective calculators.

Budget Planner

Plan your monthly income, expenses, and savings goals.

Debt Repayment

Plan how to repay credit cards, loans, and personal debts.

Savings Targets

Set and track specific financial goals for your savings.

Expense Insights

Analyze spending habits and identify where to cut costs.

Subscription Manager

Track recurring payments like subscriptions and memberships.

Budgeting Methods

Compare strategies like 50/30/20 and zero-based budgeting.

Calculators

Savings Goal Planner

Calculate how much to save each month to reach your goal by a target date.

Monthly Savings = (Goal Amount − Current Savings) / Months Until Target Date

Zero-Based Budget Calculator

Allocate your income fully until your remaining balance is zero.

Remaining = Income − Sum of all category amounts

Debt Snowball Planner

Organize and pay off debts from smallest to largest balance.

Sort debts by balance; apply extra payment to smallest debt first

Debt Avalanche Planner

Organize debts by highest interest rate to minimize total interest paid.

Sort debts by interest rate descending; apply extra payment to highest rate first

Early Payoff Savings Calculator

Estimate how much interest you save by paying off debt early.

Compare total interest with and without extra payments

Debt-to-Income Ratio Calculator

See how your monthly debt compares to your income.

DTI = (Monthly Debt Payments / Gross Monthly Income) × 100

Debt Consolidation Estimator

Compare total payments with and without consolidation.

Compare total cost and interest before and after consolidation

Minimum Payment Time Estimator

Estimate how long it will take to pay off a debt using minimum payments.

Amortized formula for monthly payoff time and total interest

Credit Card Payoff Planner

Plan how long it will take to pay off your credit card balance.

Amortized payoff formula

Loan Comparison Tool

Compare two loan offers side by side.

Monthly Payment = P × r × (1 + r)^n / ((1 + r)^n − 1)

Refinance Break-Even Calculator

Determine how long it takes to recoup refinancing costs.

Break-even = Refinance Costs / Monthly Savings

Monthly Budget Allocator

Divide your monthly income using the 50/30/20 budgeting rule.

Needs = 50% * Income; Wants = 30% * Income; Savings = 20% * Income

Custom Budget Category Allocator

Allocate your income across any number of custom budget categories.

Amount = Income × (Percentage / 100) for each category

Emergency Fund Target Calculator

Estimate how much money you should save for emergencies.

Target = Monthly Expenses × Number of Months

Savings Timeline Estimator

Find out how long it will take to reach your savings goal.

Months = (Goal − Current) / Monthly Contribution

Compound Savings Calculator

Calculate future savings with monthly compounding.

FV = P(1 + r)^n + PMT × [(1 + r)^n − 1]/r

Savings Goal Splitter

Break your savings goal into smaller categories.

Amount = Goal × Percentage / 100

Daily Spending Limit Calculator

Find out how much you can spend per day for the rest of the month.

Daily Limit = Remaining Budget / Days Left

Percentage-Based Budget Split

Apply fixed percentage rules like 70/20/10 to your income.

Amount = Income × (Category % / 100)

Weekly Budget Planner

Break your monthly budget into weekly spending limits.

Weekly Budget = Monthly Budget × 12 / 52