Debt Ratio Improvement Tool

See how paying down debt affects your debt-to-income ratio.

Estimate your new debt-to-income ratio after making an extra payment.

Fill in the form to see results

Other Calculators

Organize and pay off debts from smallest to largest balance.

Organize debts by highest interest rate to minimize total interest paid.

Estimate how much interest you save by paying off debt early.

See how your monthly debt compares to your income.

Compare total payments with and without consolidation.

Estimate how long it will take to pay off a debt using minimum payments.